Covid-19 support: what's the best option for you?


Well, things have certainly become somewhat 'disjointed' as this COVID virus impacts our lives. The first point we would make however is that the Financial Advice industry of which Onion is a part, is here to assist you get through this event.

How first home buyers can coronavirus-proof their KiwiSaver

First home buyers planning to use their KiwiSaver funds as a deposit should talk to their provider about switching into a cash fund, says the government's money advice arm.

Hot tips if you're renovating to sell in the current market

With the current combo of cheap lending and subdued property values, in today’s market the idea of renovating to sell needs to be carefully considered. 

Rising demand for rentals puts pressure on tenants - opportunity for Investors

Rising demand for rental properties across the country is making it tough for tenants and stock is struggling to keep up, according to the latest Trade Me Rental Price Index.

Using Kiwisaver for a Home Deposit

We all know how hard it is for first home buyers to get into the housing market, particularly with rising house prices dictating the need for higher deposits.This has made Kiwisaver a vital part of a deposit for first home buyers.

Are LVR restrictions on their way out! Cameron Bagrie comments



Keep an eye on your Mortgage 'Low Equity Margin' – you may be paying too much interest!

Over recent years banks have increasingly employed the practice of adding Low Equity Margins (LEM) to home loan interest rates when they are lending for housing purchases with less than a 20% deposit.

Steady as she goes – we are in good shape! See ANZ’s July Property Focus Summary here

A 2 minute read…Summary covers - Mortgage Borrowing Strategy, Inflation Watch, NZ Property Gauge and Economic Overview.