As we continue to operate in a highly competitive banking environment, there is no better time than now to check if you are getting the best deal out there. We are constantly in touch with the banks and know what deals are on offer, and often deals that are not publicised which we can access on your behalf. Due to this competitive market, banks will also make it easy to change by waiving application fees, providing a cash back sum to cover your legal fees and often waiving the need for a valuation. Further more, they cover our fee so all in all, you get to access more favourable terms for your mortgage lending potentially saving you tens of thousands of dollars over the term of your loan. You may also take this opportunity to consolidate some other personal or even business borrowings to reduce your overall monthly outgoings.
There are also many other reasons why you may wish to review your existing loans which may occur in conjunction with increasing your borrowings for such purposes as:
- Home renovation or extension
- Assisting family members
- Purchase investment property
- Purchase of motor vehicles / boats etc
As with all of us, our circumstances change from time to time through our lives and our financing structures often change with those circumstances. That’s why we are here!